RateShop.ca | Mortgage Learning Centre
Get the lowest mortgage rates in Canada from RateShop.ca
Mortgage Rate at Renewal
By: Ali Zaidi Published on: 12/01/2026Can you negotiate your mortgage rate at renewal? Learn how Canadian homeowners can negotiate better rates, gain leverage, and save on interest.
Mortgage Rates
Mortgage Renewal in 2026
By: Michael Squeo Published on: 08/01/2026Learn how to prepare 6 months before your mortgage renewal in 2026. Compare lenders, improve credit, lock rates, and save on interest.
Mortgage Rates
5 Year - Fixed Term from
3.89%
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.